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New home loans-As of January 1, 2014-Debt to income ration-Less chance of qualifying
02 October 2013

Beginning January 1, 2014, a new home buyer will NOT be able to qualify for a home loan if their credit to debt ratio is above 43%! Meaning, less people will qualify for a home loan. In fact, about 50% of persons will not be able to qualify.

Filing for bankruptcy will permit you to reduce your debt to income ratio and thus qualify for a home loan. Contact Nassar Law to discuss your future financial plans!

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